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Privacy Policy

Last updated: September 14, 2026

Finodify (“we,” “us,” “our”) is operated by Finodify Limited, a company registered in Nigeria (“Finodify,” “the app,” “the Service”). This Privacy Policy explains what information we collect when you use Finodify, why we collect it, how it’s used, and the choices you have. We wrote this policy in plain language on purpose — the same principle behind everything else we build: honest, clear, no jargon. If anything here is unclear, contact us at privacy@finodify.com.

1. Information we collect

  • Account information: When you create a Finodify account, we collect your email address, the password you set (stored securely, never in plain text), and your first name.

  • Financial information you log: The core of what Finodify does is let you track your own money — we store the transactions you log (amounts, categories, dates, optional notes, and the currency of each transaction). This is your data.

  • Currency and location signals: We detect your likely currency and timezone from your device’s own settings (not GPS location — we never access your precise location) to make setup faster; you always confirm or correct this yourself.

  • Usage and analytics data: We use PostHog to understand how people use Finodify (which screens get used, whether features work as expected). We never send the actual amounts of your transactions to our analytics tool — only category names, counts, and similar non-sensitive signals.

  • Push notification token: If you enable notifications, we store a device-specific token and your device’s timezone so reminders arrive at a sensible time.

  • What we do NOT collect: We do not access your contacts, photos, or precise location. We only access your camera or microphone for specific optional features that need them (voice logging, receipt scanning), and only while you’re actively using that feature. We do not use advertising identifiers, and we do not use Finodify to serve you ads.

2. How we use your information

To provide the core service: logging, tracking, and showing you your own financial picture. To generate your Monthly Money Story — a personalized summary of your spending patterns. To send you notifications you’ve opted into (reminders, alerts, monthly summaries). To understand product usage and improve Finodify, via aggregated, non-financial analytics. To communicate with you about your account. To detect and prevent fraud or abuse of the Service.

3. Notifications

Finodify can send push notifications for things like reminders to log a transaction, your Monthly Money Story being ready, and alerts about your spending patterns. You control exactly which of these you receive in Settings → Notification Preferences at any time, and you can disable all notifications through your device’s own system settings.

4. Your financial data — our commitment

Your transaction data is yours. We do not sell it. We do not share it with advertisers or data brokers. We do not use it to build a profile of you for any purpose beyond providing Finodify’s own features back to you. If this ever changes for any feature, we’ll tell you clearly and ask first — not bury it in a policy update.

5. How your data is stored and protected

Your account and financial data are stored using Supabase, a database and backend platform. Data is encrypted in transit (standard HTTPS/TLS) and at rest. Access to your data is restricted by row-level security rules that ensure only you (and Finodify’s own backend systems, where necessary to provide the service) can access your records. We use PostHog to understand how people use Finodify — which screens get used and whether features work as expected.

6. Optional features that require additional permissions

  • Voice logging (Pro feature): Uses your device’s microphone only while you’re actively recording a log entry — audio is not stored after the transaction is transcribed.

  • Receipt scanning (Pro feature): Uses your device’s camera only when you actively choose to scan a receipt; the photo is sent to our AI provider (Anthropic) to extract transaction details and is not retained after processing.

Each optional feature is a separate, explicit opt-in — enabling one does not enable the others.

7. Your rights

You can export your data at any time via Settings → Export My Data (available in CSV format). You can delete your account at any time via Settings → Delete Account — this permanently and completely deletes your account and all associated data, with no way to recover it. You can correct most of your information (name, currency, categories) directly in the app. If you’re in a jurisdiction with specific data protection rights (e.g. under Nigeria’s Data Protection Act, or GDPR if you’re in the EU/UK), you may have additional rights — contact us at privacy@finodify.com to exercise them.

8. Third-party services we use

  • Supabase: Our backend/database provider.

  • PostHog: Our analytics provider.

  • Expo/EAS: Used to deliver push notifications.

  • Anthropic: Powers receipt scanning and your Money Story — only receives the specific data needed for the feature you’re actively using.

  • Apple/Google: If you sign in or make purchases via Apple or Google, their own privacy policies also apply to that part of the interaction.

We do not sell your data to any third party, and we do not share it with data brokers or advertisers.

9. Children’s privacy

Finodify is built for adults managing their own money and is not directed at children under 13 (or the relevant minimum age in your jurisdiction). We do not knowingly collect data from anyone under that age, and we’ll delete any account or data we learn belongs to a child — reach out to privacy@finodify.com if you ever have a concern like this.

10. Changes to this policy

If we make material changes to this policy, we’ll notify you in-app before the changes take effect, not just silently update this page.

11. Contact us

Questions about this policy or your data: privacy@finodify.com.